The Smart Benefits Solution

Our solution will provide overwhelming savings through innovative technology, ERISA and compliance services and expertly designed plans.  We help you manage the hard stuff – ACA and ERISA compliance, interpreting state and federal laws, claims and billing resolutions, employee training and much more.  Offering a cost-effective and valued benefits program has never been easier.

With our Smart HR Benefits Solution, we are dedicated to providing top-notch service – you will never land in a call center.  All employers’ HR and Employee Benefits needs are in one virtual location.

Employee Benefits

  • Benefits strategy, design, and implementation
  • Risk management
  • Cost controls
  • Custom communication
  • Benefits administration technology solution

 

Compliance

  • Regulatory and legislative advisory
  • ACA, ERISA, COBRA, FMLA compliance
  • Actuarial service

HR Services

  • HR consulting
  • Resources and tools
  • HR best practices training and development
  • Sexual harassment awareness training
  • Learning Management System (LMS)

Ready to Experience the TDG Difference?

A Track Record of Remarkable Results

“Many benefits brokers neglect their clients once they have won the account. The level of after sales support provided by the team at The DeChristopher Group has been exceptional. Shannon and Lucia have assisted us with many challenging issues and successfully resolved them all. We are a satisfied client!”

Kathy H., Jenkins Restorations

The Latest

Catch up on our latest blog
posts and articles.

What are Qualifying Life Events?

What is a Qualifying Life Event?
One of the things you can count on in life is change. When those changes occur, they might open the door for an employee to qualify to sign up for health insurance or make a change outside of an annual enrollment period.

New Employee Benefit Limits for 2019

Many employee benefits are subject to annual dollar limits that are periodically increased to keep up with inflation. The IRS has issued new annual dollar limits for some welfare and retirement plans.

Employers should take note of the benefit limit changes and update their benefit plan designs and plan documents accordingly.

2019 ACA Penalty A and Penalty B

Very little has been written about the section 4980H penalty amounts for 2019. Fortunately, after reviewing the Code and figuring out the premium adjustment percentage, it is easy to determine the penalty amounts for 2019. This article explains the Code provision and the math behind the 2019 penalty amounts.