The skill and experience of The DeChristopher Team is at the heart of the value we provide to our clients.When you hire The DeChristopher Group, you hire a benefits team with years of experience. Many have exceptional backgrounds working for carriers, consulting agencies and in customer service.Our culture is highly collaborative. Our team partnership approach ensures that experts across the full range of benefits will be closely involved in your program.
  • Michael DeChristopher

    Michael DeChristopher
    President and Founder

    Michael has over 30 years of experience in the employee benefits marketplace. Michael’s key talent is innovative solutions for clients. Michael’s approach is very personal, dedicated, with pristine attention to detail.

    Michael started his career working for a financial institution as an Investment Counselor. As he continued to gain success in his career, he founded The DeChristopher Group in 1995. He received his Bachelor of Arts in Finance from Virginia Polytechnic Institute and State University. Michael enjoys sailing, fishing, golfing, traveling, and coaching youth football.

  • Nikki Petrazzuolo Whitaker, M.A.

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    Nikki Petrazzuolo Whitaker, M.A.
    Executive Vice President

    Nikki has over eight years of experience in Employee Benefits administration and Public Policy. She oversees the firm’s operations as well as educational programs on product and regulatory updates. Her specializations include the Patient Protection and Affordable Care Act (ACA), ERISA, COBRA and alternate funding. Nikki provides high-level consultancy and guidance to clients based on legislative updates, product and marketplace changes, funding arrangements, audit protection and technology solutions. Nikki is a Spanish speaker who directly assists clients with a dual language need. Nikki customizes written communications and conducts Open Enrollment meetings in English and Spanish.

    Nikki is a Certified Healthcare Reform Specialist® and a member of SHRM (Society For Human Resource Management) www.shrm.org. She received her Bachelor of Science in Foreign Service and her Masters in Public Policy from Georgetown University. Nikki is the Braddock District Representative of the Fairfax County Community Action Advisory Board (CAAB) helping to reduce poverty and homelessness in Northern Virginia. She is also an avid basketball fan, dedicated to her Georgetown Hoyas and New York Knicks. She enjoys spending time with her family (husband, daughter, two step daughters and step son) and practicing Bikram yoga.

  • Lucia Fan, GBA

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    Lucia Fan, GBA
    Senior Consultant

    Lucia is a Senior Consultant and Compliance Officer at The DeChristopher Group. She has nearly 30 years of experience providing group health, life, dental, tax-favored accounts, voluntary benefits and services to large employers. She is also the Project Lead for a number of large market accounts. In addition to being a Certified Healthcare Reform Specialist®, she is also a CEBS candidate, having completed most of her certification requirements.  The CEBS program is the premier designation in total compensation and benefits and is considered the standard of excellence in the industry.  Lucia also publishes Benefits Spotlight, a monthly newsletter which highlights compliance, marketplace developments, and regulatory changes. Lucia has a Bachelor of Arts in Speech Communication and Business Administration from the University of Maryland. In her spare time, she enjoys cooking, painting, interior design and spending time with her family. She is married has four boys.



Account Management: TDG provides a dedicated Account Management team to all clients. The Senior Account Managers and Account Managers are all degreed professionals with experience in HR administration, Employee Benefits, PEO’s, Payroll, Complex Benefits, Portal Migrations, Financial Analysis, Alternate Funding, Strategic Planning, Open Enrollment, Claims Resolutions, DOL Audit Support, Carrier Audit Support and ACA Compliance.

Service Management: The TDG Service Department is dedicated to the transactional support to clients of all sizes. Servicing clients on multiple portals, payroll systems and carrier locations, the Service team provides daily support for employers ensuring that employee benefits are active and functional in a timely fashion. The Service team also provides direct support to claims resolutions, billing inquiries and benefits guidance.

Project Management & Virtual Support: TDG has a Project Management team that provides the support and training to employers needed in the virtual age. The Project Managers build, upgrade and integrate multiple portal solutions offered by TDG. The Project Management team also provides direct training and support for employers and employees within various virtual spaces.

Ready to experience the TDG difference?
Contact us today.